Swap XRP
to Any
Chain.

BertSwap is a non-custodial cross-chain swap protocol that lets you swap XRP and XRPL tokens to tokens on 20+ blockchain networks — including Ethereum, Solana, BNB Chain, Polygon, Arbitrum, Optimism, and more. Connect your XRP Ledger wallet, select your destination token and chain, and receive your tokens in approximately 30 seconds. No registration, no KYC, no custody of your funds.

On bertswap.org: (1) Click Connect XRP Wallet and connect XUMM, Crossmark, or Ledger. (2) Click Connect Destination and connect MetaMask. (3) Select ETH as output and enter your XRP amount. (4) Review the rate — you'll see exactly how much ETH you receive. (5) Confirm in your XRPL wallet. ETH arrives in your MetaMask wallet in approximately 30 seconds.

Yes. BertSwap supports swapping XRP directly to USDT or USDC on any supported chain — Ethereum, BNB Chain, Polygon, Arbitrum, Avalanche, Optimism, Base, and more. Select the destination chain first, then choose USDT or USDC as output. The rate is shown before you confirm. This is one of the most popular swap routes on BertSwap for locking in USD value from XRP.

BertSwap is fully non-custodial. The protocol never holds your XRP at any point. Atomic swap mechanics are used: your XRP is locked in a self-executing XRPL escrow, and destination tokens are released simultaneously. If anything fails, your XRP is automatically returned to your wallet. BertSwap operators cannot access or freeze your funds.

XRP Ledger wallets supported: XUMM (Xaman) — recommended for mobile, Crossmark — browser extension, Ledger hardware wallet with XRPL app, GemWallet browser extension, and Tangem NFC card wallet. Any wallet that supports XRPL transaction signing can be used. Destination wallets: MetaMask, Phantom, Coinbase Wallet, WalletConnect (300+ wallets), Backpack, Trust Wallet, and most EVM/Solana wallets.

The average BertSwap cross-chain swap completes in approximately 30 seconds. Times vary slightly by destination chain: Solana (~28s), BNB Chain (~25s), Ethereum (~35–45s), Polygon (~32s), Arbitrum (~38s), Avalanche (~35s), Optimism (~36s). XRPL-to-XRPL swaps (XRPL token swaps) complete in ~15 seconds using the XRPL DEX directly. Times may be longer during periods of high network congestion.

BertSwap charges a flat 0.15% protocol fee on the swap amount. This is one of the lowest cross-chain swap fees available. Additionally, you pay the XRPL network fee (~0.000012 XRP, under $0.00002) on the source transaction. Gas fees on the destination chain (e.g., Ethereum, Solana) are included in the rate shown and pre-paid by BertSwap's relayers. No hidden fees or surprise deductions.

BertSwap supports 20+ destination chains for XRP swaps: Ethereum, Solana, BNB Chain, Polygon, Avalanche, Arbitrum, Optimism, Base, TON, Tron, Sui, Aptos, Near, Cosmos (IBC), Stellar, Algorand, Celo, Fantom, zkSync, and Bitcoin (WBTC / atomic). New chains are added regularly through BertSwap governance. Check bertswap.org for the current full list.

Yes. BertSwap supports 500+ XRPL-native tokens as source assets — including SGB, SOLO, CSC (CasinoCoin), XAH (Xahau), RLUSD (Ripple's stablecoin), and hundreds of other XRPL DEX-listed tokens. Select the "XRPL Tokens" tab in the BertSwap widget, connect your XRPL wallet, and search for your token. BertSwap routes through the XRPL DEX for XRPL-to-XRPL swaps, then cross-chain for external destinations.

The XRP Ledger (XRPL) is a decentralized blockchain that has operated since 2012. It offers 3–5 second transaction finality, 1,500 TPS throughput, and transaction fees under $0.001. It has a native decentralized exchange (XRPL DEX) built into the protocol layer. XRP is the native asset of the XRPL with a market cap of ~$91B (as of 2026) and is used for payments, DeFi, and as collateral. BertSwap is built on the XRPL's superior speed and cost efficiency as the source chain for all swaps.

No. BertSwap requires no account, no email, no KYC, and no registration of any kind. Simply connect your XRPL wallet and a destination wallet — your on-chain wallet addresses are your identity. BertSwap is a permissionless protocol accessible to anyone with a compatible wallet. Note: very large swaps above certain thresholds may be subject to on-chain compliance screening depending on destination chain requirements.

The minimum swap is 10 XRP (~$14 at current prices) for cross-chain swaps to external networks. XRPL-to-XRPL token swaps via the XRPL DEX have a lower minimum of 1 XRP equivalent. The minimum exists to cover relayer gas costs on destination chains. There is no maximum swap limit — large swaps are routed across multiple liquidity sources to minimize price impact.

BertSwap uses atomic swap mechanics with a built-in auto-refund guarantee. If a swap fails for any reason — slippage exceeded, destination chain congestion, liquidity gap, or network issue — your XRP is automatically returned to your XRPL source wallet within approximately 60 seconds of failure detection. No manual action required, no support ticket needed. The refund is enforced by XRPL's native escrow expiry functionality.

BertSwap's smart router queries 12 cross-chain bridges and 30+ liquidity sources simultaneously when you enter a swap amount. Sources include the XRPL DEX, Uniswap (V2/V3), PancakeSwap, Jupiter, Raydium, Trader Joe, Velodrome, and major bridge aggregators. The router calculates the net output after all fees — BertSwap fee (0.15%), destination gas, and bridge fees — and selects the route that delivers the most tokens to your destination wallet.

Yes. BertSwap supports swapping XRP to WBTC (Wrapped Bitcoin) on Ethereum and to native BTC via atomic swap integration. For WBTC, connect MetaMask as destination and select WBTC on Ethereum — delivery in ~35 seconds. For native Bitcoin (BTC), use the atomic swap route — slightly slower (~45s) but results in native BTC in any Bitcoin wallet you provide as a destination address.

Slippage is the difference between the expected rate when you confirm and the actual rate when the swap executes. BertSwap defaults to 1% slippage tolerance — if the rate moves more than 1% against you during execution, the swap is cancelled and your XRP is refunded. You can adjust slippage tolerance in the BertSwap settings from 0.1% (very tight, higher refund risk) to 5% (loose, suitable for low-liquidity tokens). Most major pairs execute within 0.1% slippage.

XUMM (rebranded as Xaman) is fully compatible with BertSwap and is the recommended XRP Ledger wallet for mobile users. Click "Connect XRP Wallet" on bertswap.org, select XUMM/Xaman, scan the QR code with the Xaman app, and approve the connection. Swap transactions are then pushed to your Xaman app for signing — you review and approve each swap on your phone before it executes. XUMM is non-custodial and supports all XRPL features needed for BertSwap.

Yes. XRP to SOL is one of BertSwap's most popular swap routes. Connect your XRPL wallet, connect Phantom or Backpack as your Solana destination wallet, select SOL as output, and confirm. SOL is delivered to your Solana wallet in approximately 28 seconds. You can also swap XRP to Solana SPL tokens (USDC, JUP, BONK, RAY, etc.) by selecting Solana as the destination chain and the specific SPL token as output.

Yes. Ledger hardware wallets are supported as XRPL source wallets on BertSwap. Install the XRP Ledger app on your Ledger device, connect via USB or Bluetooth, and select "Ledger" in the BertSwap wallet connection modal. You'll sign the swap transaction directly on your Ledger device — the highest security option for XRP swaps. Ledger Nano S Plus, Nano X, and Ledger Stax all work with BertSwap.

Crossmark is a browser extension wallet for the XRP Ledger, similar to MetaMask but built specifically for XRPL. It supports all XRPL features including DEX trading, NFTs, and cross-chain operations. BertSwap fully supports Crossmark — select it in the wallet modal and approve transactions directly in the extension popup. Crossmark is available for Chrome and Brave browsers and is a popular choice for desktop XRPL users.

Yes. BertSwap supports swapping XRP to BNB, USDT on BNB Chain, USDC, CAKE, and any BEP-20 token. Select BNB Chain as the destination, choose your output token, connect MetaMask, Trust Wallet, or any EVM wallet to receive on BNB Chain. BNB Chain's low fees make it a cost-efficient destination for receiving swapped XRP value. Delivery time is approximately 25 seconds.

The XRPL DEX is a fully on-chain, non-custodial decentralized exchange built into the XRP Ledger protocol layer since 2012. It uses an order book model and handles token swaps natively without smart contracts. BertSwap uses the XRPL DEX as the first leg of cross-chain swaps: your XRP (or XRPL token) is first traded on the XRPL DEX for the optimal intermediary asset, then that asset is bridged to the destination chain. For XRPL-to-XRPL swaps, only the DEX is used — making them faster and cheaper.

Every BertSwap swap generates two on-chain transaction hashes: one on the XRP Ledger (source lock) and one on the destination chain (delivery). Both are shown in the BertSwap swap status page. Source transaction: verifiable on XRPScan or XRPL Explorer. Destination transaction: verifiable on Etherscan (ETH), Solscan (SOL), BscScan (BNB), or the appropriate chain explorer. Swaps typically show as pending for 15–20 seconds then confirm.

Yes. BertSwap supports manual destination address entry for all supported chains. If you don't want to connect a destination wallet, click "Enter address" in the destination field and type or paste your EVM address (for Ethereum, BNB, Polygon, etc.), Solana address, Tron address, or Bitcoin address. BertSwap will deliver tokens to the exact address you specify. This is useful for sending to cold storage or hardware wallets not connected to the browser.

The XRP Ledger requires each wallet to maintain a minimum reserve of 10 XRP (as of 2026) that cannot be spent — it activates and maintains the wallet on-chain. This reserve is not destroyed; it's returned when an account is deleted. When swapping XRP on BertSwap, you can only swap your available balance (total XRP minus the 10 XRP reserve). BertSwap automatically shows your spendable balance when you connect your XRPL wallet.

Yes. RLUSD (Ripple USD) is a fully supported token on BertSwap. RLUSD is Ripple's regulated USD-backed stablecoin issued natively on the XRP Ledger and on Ethereum. You can: swap XRP → RLUSD on XRPL (instant, via XRPL DEX), swap XRP → RLUSD on Ethereum (via cross-chain, ~35s), or swap RLUSD → any other token on external chains. RLUSD's 1:1 USD backing makes it a popular output for users wanting stablecoin exposure.

Price impact is the effect your swap has on the market price of the traded pair — larger swaps relative to pool depth cause more slippage and move the price against you. BertSwap minimizes price impact by: splitting large swaps across multiple liquidity sources simultaneously (e.g., 40% via XRPL DEX, 30% via Uniswap, 30% via PancakeSwap), routing through deep stablecoin pools when available, and warning you when price impact exceeds 1% before you confirm.

Yes — the "Any → XRP" tab lets you swap tokens from 20+ chains to native XRP on the XRP Ledger. Examples: ETH on Ethereum → XRP, SOL on Solana → XRP, USDT on BNB Chain → XRP. Connect your source chain wallet (MetaMask, Phantom, etc.) and your XRPL destination wallet, enter the amount, and confirm. XRP arrives in your XRPL wallet in approximately 30 seconds. This is popular for converting DeFi gains back to XRP.

BertSwap is a fully responsive web application accessible at bertswap.org on any mobile browser. For the best mobile experience: use XUMM (Xaman) as your XRPL wallet (it has native deep-link integration with BertSwap) and Phantom or MetaMask mobile as your destination wallet. A dedicated BertSwap mobile app is in development — follow @BertSwap on Twitter for launch announcements.

BertSwap supports 500+ ERC-20 tokens on Ethereum as swap outputs from XRP. Major tokens include: ETH (native), USDT, USDC, DAI, WBTC, WETH, LINK, UNI, AAVE, CRV, MKR, SNX, LDO, RPL, and hundreds more. Search for any ERC-20 token by name or contract address in the BertSwap token selector. Tokens must have sufficient liquidity on Ethereum DEXes (Uniswap, Curve, Balancer) to be swappable — low-liquidity tokens may show a price impact warning.

Yes. Polygon is fully supported as a destination chain on BertSwap. Swap XRP to MATIC (native Polygon token), USDC on Polygon, USDT on Polygon, WETH on Polygon, or any Polygon-native token. Polygon's near-zero gas fees (~$0.001 per transaction) make it one of the most cost-efficient destinations for receiving swapped XRP. Delivery time is approximately 32 seconds. Connect MetaMask with Polygon network as your destination wallet.

BertSwap differentiates through: 20+ destination chains (most XRP swap tools support only 3–5 chains), 0.15% fee (lower than most cross-chain bridges charging 0.3–0.5%), ~30 second swaps (most bridge-based swaps take 2–15 minutes), atomic swap auto-refund (most bridges have manual recovery processes), and XRPL-native integration using XRPL DEX as the primary liquidity layer rather than wrapping XRP first. BertSwap is purpose-built for the XRP Ledger ecosystem.

GemWallet is a browser extension wallet for the XRP Ledger, available for Chrome, Firefox, and Brave. It supports XRP, XRPL tokens, NFTs, and all XRPL DeFi operations. BertSwap fully supports GemWallet — select it in the wallet connection modal on bertswap.org. GemWallet is particularly popular among developers and power users who prefer a lightweight XRPL browser extension without mobile dependency.

Yes, both are fully supported. Arbitrum: Swap XRP to ETH on Arbitrum, ARB token, USDC on Arbitrum, or any Arbitrum-native DeFi token (GMX, MAGIC, etc.) in ~38 seconds. Optimism: Swap XRP to ETH on Optimism, OP token, USDC on Optimism in ~36 seconds. Both chains have significantly lower gas fees than Ethereum mainnet, making them excellent destinations for receiving swapped XRP, especially for DeFi deployment. Connect MetaMask with the respective L2 network configured.

BertSwap has processed individual swaps exceeding $2M in value from XRP to various destination chains. Large swaps above $50,000 are automatically routed in parallel across multiple liquidity sources to minimize price impact, typically keeping impact below 0.3% even for $500K+ swaps. Institutional users and OTC desks can contact the BertSwap team for bespoke routing for very large transactions ($5M+) with custom pricing.

Yes. For the destination wallet, you can enter any supported blockchain address manually — EVM addresses (0x...), Solana addresses (base58), TRON addresses (T...), Bitcoin addresses, and more. This means you can send swapped tokens directly to a cold wallet or hardware wallet without connecting it to the browser. For the source XRPL wallet, you must connect a wallet (XUMM, Crossmark, Ledger, etc.) to sign the outgoing XRP transaction — this cannot be done address-only for security reasons.